How Do You Balance School, Work, Life?

When life is already full, how do fit school in? Balance school, work, and life with some fairly simple time management practices. Start with learning to say no. Most of us are terrible at it and end up overloaded.

I've got a few tips on the site already:

• Say No - Delegate - Get a Great Planner
• Lists - Errands - Time Is Money
• Efficiency

Now I'd like to hear how you balance school, work, and life. Share your tips.