FAFSA stands for Free Application for Federal Student Aid, emphasis on the free. You apply by going to fafsa.ed.gov and filling out the online application, which happens to be on the complicated side.
There are services that will help you fill out the application in the best possible way, improving your chances of getting a loan, but these services do cost you--about $80. Last year, Mary Fallon of Student Financial Aid Services, Inc. contacted me to clarify why a service like hers can help you: fafsa.gov vs. fafsa.com.
It's good to understand your choices. Now is the time to be thinking about financial aid if you haven't already. Here are some related articles to get you going:
- 10 Facts About Financial Aid
- Financial Aid is First Step in College Admissions
- FAFSA Application Advice
- June 30 Deadline for Financial Aid
- Scholarships - The Gift of Confidence


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